🏢 Company Overview

Edenbridge Capital Limited is a non-bank financial services firm in Kenya, offering loans, trade finance solutions, and insurance products to individuals, SMEs, and landlords (edenbridgecapital.co.ke). Founded in March 2019, the company has grown from a tiny office in Nairobi CBD to serve thousands of clients with nine branches across the Nairobi metro and satellite towns (khusoko.com).

Mission: “To support our partners achieve what matters most to them by offering innovative and affordable financial solutions.”
Vision: “To provide access to affordable financial services.”
Core Values: Bold & Passionate, Respect for Humanity, Innovation, Dependable, Gregarious, Excellence

🔑 Key Services

1. Loans

• Loan Types:
  • Logbook Loans
  • Business Loans (Ksh 100k–5 million)
  • Import Duty Financing
  • Landlord Loans
  • Asset Financing / Micro‑leasing
  • Invoice Discounting
  • Emergency Loans (co.ke)
• Features: Quick turnaround (1–6 hours), secured by logbooks/chattels, flexible repayment (up to 12 months), affordable and transparent rates (co.ke)

2. Trade Finance

• Offers a range of bonds and guarantees:
  • Bid Bonds (cash/cashless)
  • Performance Bonds (cash/cashless)
  • Advance Payment Guarantees (co.ke)

3. Insurance

• Collaborates with top Kenyan insurers to provide:
  • General, Motor, Life, Health, Personal, and WIBA insurance (co.ke, edenbridgecapital.co.ke)

🏛 Corporate Profile & Governance

• Head Office: IPS Building, 2nd Floor, Kimathi Street, Nairobi CBD
• Branch Network: Nine regional Fulfillment Centres in Nairobi CBD, Ngong, Limuru, Wangige, Gatundu, Kiambu, Thika, Ruiru, Kinoo, Kerugoya & Machakos (co.ke)
• Turnaround Time: Loans processed within 6 hours

Leadership & Governance:

• Chairman: CPA Njuguna J. Ngumunu – seasoned finance professional with 35+ years in corporate finance (ex-Kenchic, Toyota Kenya, Unilever), UoN B.Com graduate, member of ICPAK & KIM (co.ke)
• Managing Director: Reuben K. Mwangi (Kimani?) – nearly 20 years experience in commercial banking and microfinance; ex-CEO of Century Microfinance Bank; BSc Applied Statistics from Maseno University; member of ISACA, FKIM; Rotarian; fellow of Accion’s Center for Financial Inclusion (co.ke)
• Board Directors: Grace Wangui Ngariko, Sam Waweru, Dr. Beth Kimathi Muigai, Dr. Juliet Ongwae (edenbridgecapital.co.ke)
• Senior Management Team: Includes Credit Manager Silvester Kimani, COO Harun Mugendi, Finance Manager Peris Njoki, Head of HR Sharon Ongare, among others (co.ke)

📈 Growth & Market Position

• Rebrand: In March 2023, transitioned branding with a blue & orange logo symbolizing trust, innovation, and loyalty, aligning with plans to strengthen SME finance and expand to six new locations (com)
• Loan Disbursement: Over Ksh 2.4 billion across ~24,250 loans
• Client Base: Over 7,400 clients, 91 staff, and nine branches as of mid‑2023 (co.ke)
• Strategic Focus: Positioned as a customer-centric alternative lender providing tailored, flexible, and fast financial solutions—especially for SMEs who struggle with traditional bank credit

🤝 Community & Ethics

• Certified as a Blue Company, committing to anti-corruption and ethical practices in East Africa (co.ke)
• Member of Association of Microfinance Institutions (AMFI) in Kenya, promoting industry capacity building (co.ke)
• Leadership exemplifies community involvement (e.g., Chairman involved in Rotary and self-help associations) (co.ke)

🌍 Strategic Outlook

• Plans underway to invest over Ksh 200 million in expanding operations, especially to boost SME outreach (com)
• Eyeing future growth in areas like agri-financing, health, transport, and diaspora-backed investment products (com)
• Aspires to increase geographic reach “in every county across the country” (com)

📌 Summary

Edenbridge Capital is a robust, rapidly growing microfinance institution in Kenya. With agile, customer‑focused operations, strong governance, and a wide financial services scope, it stands out as a trusted alternative finance provider—particularly for SMEs, landlords, and individuals—backed by a clear mission, ethical foundation, and ambitious growth trajectory.