M-KOPA Company Profile

Company Name: M-KOPA
Founded: 2011
Headquarters: Nairobi, Kenya
Operational Regions: Kenya, Uganda, Nigeria, Ghana, South Africa
Industry: Fintech / Pay-As-You-Go Financing / Consumer Electronics
Website: www.m-kopa.com

Overview

M-KOPA is a pioneering fintech platform that enables underbanked consumers across Africa to access essential products and services through flexible micro-payments. Since its founding in 2011, M-KOPA has grown rapidly, recognized for its innovation, impact, and scalable technology. The company’s mission is to make financing more accessible, helping millions of people unlock life-enhancing products that would otherwise be out of reach.

With a vision to deliver digital financial services and goods that improve lives, M-KOPA has reached over 3 million customers and unlocked more than $1 billion in cumulative credit to date. Its model combines digital micropayments with IoT-enabled assets to create a powerful, low-barrier path to ownership.

Products and Services

M-KOPA offers customers the ability to purchase a range of products and services through affordable, pay-as-you-go (PAYG) financing, including:

• Smartphones (partnering with leading brands like Samsung and Nokia)
• Solar Lighting and Energy Kits
• Electric Motorbikes (in select markets)
• Digital Financial Services (including cash loans and health insurance)

These offerings are made accessible through a proprietary tech platform that supports instant credit decisions and remote device management, even in low-connectivity environments.

Impact and Recognition

M-KOPA’s customer-first model and commitment to financial inclusion have garnered global recognition:

• Financial Times: Named one of Africa’s Fastest Growing Companies in both 2022 and 2023.
• TIME Magazine: Featured on the TIME100 Most Influential Companies list in 2023, honoring its transformative impact on financial access across Africa.

The company’s inclusive approach has helped underserved communities gain access to mobile connectivity, renewable energy, and critical financial services.

Culture and Careers

At M-KOPA, people are at the heart of the mission. The company invests deeply in its employees, offering:

• Career Development Programs
• Coaching Partnerships
• On-the-Job Training
• Family-Friendly and Flexible Work Policies

Team members are empowered to take ownership of their careers while contributing to a purpose-driven organization that is reshaping how credit and digital access work for millions.

Leadership and Growth

M-KOPA continues to scale its reach across Africa, investing in product innovation, talent, and partnerships to expand its impact. The company’s leadership fosters a bold, inclusive, and agile culture, driving strategic growth while remaining committed to social and environmental sustainability.

Join M-KOPA

Whether you’re a talented professional looking to make a difference or a partner seeking to drive financial inclusion, M-KOPA offers a unique opportunity to be part of a transformative journey. Join us in shaping the future of access and opportunity across Africa.

Explore opportunities and learn more at www.m-kopa.com.